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14-Sep-2016 22:55

Talking about money with your partner might sound painful, but I promise you it doesn’t have to be awkward. “What do you think about talking about our money together? At this point, it’s probably better not to run through all the numbers for a really large purchase because it can get overwhelming.As corny as it sounds, it can actually bring you closer together—if you know what to ask and stay calm. “Hey, I’ve been trying to learn about money lately . ” (It is optional to add something like, “The book is by an amazing, weird, gracious author named Ramit Sethi, and I visit his website every day.”) When you sit down to talk, once again start by asking your partner’s opinions: “I know you use cash to pay for everything, but this guy says we should use credit cards to build our credit and track spending. ” The goal of this meeting should be to agree that money is important to both of you, and that you want to work together to help each other with finances. If things go well during your first conversation, ask if your boyfriend or girlfriend would be willing to sit down again to go over both of your finances together. Just set up a savings goal or two and set up an automatic monthly transfer for each of you.Here’s the definitive script on how to talk to your partner about money — without nagging or making them feel defensive.I’ve included the exact, word-for-word phrases to use, along with the exact information you need.Sure, you and your boyfriend or girlfriend might have had an occasional chat about money. ” (Of course, you already know the answer from page 220.) Then, a few days later, tell them you’ve been doing some more research. Essentially, you want to work through this book with your partner.But when you’re getting serious—whether you’re recently engaged or moving in together or just at a point where your decisions start to really affect each other—it’s important to spend some time talking about your money and your financial goals. ” If you don’t get an answer, try this: “Okay, hey, I have another question . “I picked up a book on personal finance and it had some really interesting stuff in it,” you can say. Spend some time talking about your attitudes toward money. Your immediate goal should be to set up a few short- and long-term savings goals, such as a year-end trip and/or something a little more major like buying a car or putting a down payment on a house.

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female dating psychology

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Use this when you’re getting married, moving in with your partner, or getting serious about money.

Bonus: Notice the psychological strategies being employed in this script.

But remember, it’s not really such a dramatic step, since you’ve been slowly working toward this for weeks. * * * This is part of Chapter 9 of my book, I Will Teach You To Be Rich.

It should take about four or five hours to prepare for this meeting. Notice how this isn’t some abstract advice, it’s the exact steps to take so you don’t spend the next 30 years nagging each other about money.

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